Our Services
Professional benefit and pension assistance with transparent pricing
Pension Advisory Services
Expert guidance on state and occupational pensions.
State Pension Review
Comprehensive assessment of your state pension entitlement, including National Insurance record analysis and identification of gaps that can still be addressed.
Pension Deferral Guidance
Analysis of whether deferring your state pension makes financial sense for your situation, with projections showing the impact on your retirement income.
Pension Credit Application
Full assistance with Pension Credit claims, ensuring you provide the information needed to maximise your award and qualify for additional benefits.
Disability and Health Benefits
Support for PIP, Attendance Allowance, and related claims.
PIP Application Support
Guidance completing Personal Independence Payment forms with appropriate detail. We help articulate how your condition affects daily life using language assessors understand.
Attendance Allowance Help
Complete assistance for those aged 65 or over who need help with personal care due to illness or disability. We ensure your needs are properly documented.
Assessment Preparation
Preparation for face-to-face or telephone health assessments. We explain what to expect and help you communicate your situation effectively.
Working-Age Benefits
Universal Credit, housing support, and income-related claims.
Benefits Eligibility Check
Thorough review of your household circumstances to identify all benefits you may qualify for. Many people are unaware of their full entitlements.
Universal Credit Assistance
Help navigating the UC system, from initial claims to managing ongoing journal tasks and reporting changes correctly.
Appeals and Reconsiderations
Challenge decisions when your claim has been refused or reduced.
Mandatory Reconsideration
Preparation of a formal request for the Department to review their decision, with additional evidence and arguments where appropriate.
Tribunal Appeal Preparation
Full support preparing your case for the First-tier Tribunal, including submission documents and advice on what to expect at the hearing.
Start Your Enquiry
Contact us to discuss which service is right for your situation.
Get in TouchFrequently Asked Questions
Do I need to pay upfront?
We require payment at the start of each service. This allows us to dedicate the time needed to your case without interruption.
What if my claim is unsuccessful?
Our fees cover the work we undertake on your behalf, not the outcome. However, our experience means we only take on cases where we believe there is a reasonable prospect of success.
Can I get this advice free elsewhere?
Citizens Advice and some charities offer free support. However, waiting times can be lengthy and availability varies. We offer timely, dedicated attention to your case.
Do you do home visits?
Yes, we can arrange home visits within the Liverpool area for an additional fee if mobility makes attending our office difficult.
Prices shown are indicative and may vary depending on case complexity. A precise quote will be provided following initial discussion of your requirements. pine-sage does not provide regulated financial advice regarding investments or private pensions. Our services focus on state benefits and entitlements. Outcomes cannot be guaranteed as decisions rest with relevant government departments and tribunals.